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Let's Encrypt vs Paid SSL: Which Should You Choose in 2026?

Let's Encrypt issues over 400 million active certificates and has become the dominant choice for web encryption. For the vast majority of websites — blogs, portfolios, SaaS products, and small business sites — Let's Encrypt is the right choice. But there are specific scenarios where a paid certificate provides real additional value. This guide breaks down the honest differences.

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The 90-Day Validity: Feature or Bug?

Let's Encrypt certificates expire every 90 days, which is significantly shorter than paid certificates (1–2 years). This is intentional:

  • Security benefit: Compromised keys are invalidated faster. A 90-day window limits the exposure window if a private key is leaked.
  • Automation benefit: Short validity forces operators to automate renewal — a system that auto-renews is more reliable than a human remembering to renew annually.
  • Practical concern: If your auto-renewal breaks (server moves, DNS changes), your certificate will expire. Certbot attempts renewal when 30 days remain, giving you a 30-day window to notice and fix the issue.
# Check when your certificate expires: echo | openssl s_client -connect yourdomain.com:443 2>/dev/null \ | openssl x509 -noout -enddate # notAfter=Oct 14 12:00:00 2026 GMT # Check all Let's Encrypt certificates on your system: sudo find /etc/letsencrypt/live -name "cert.pem" \ -exec openssl x509 -in {} -noout -subject -dates \; # Set up an email alert for expiry (add to crontab): # 0 9 * * * certbot renew --quiet && echo "Renewed OK" | mail -s "Cert renewal" admin@yourdomain.com

Verifying Which CA Issued Your Certificate

$ openssl s_client -connect yourdomain.com:443 2>/dev/null | openssl x509 -noout -issuer
 
# Let's Encrypt:
issuer=C=US, O=Let's Encrypt, CN=R11
 
# DigiCert DV:
issuer=C=US, O=DigiCert Inc, CN=DigiCert TLS RSA SHA256 2020 CA1
 
# DigiCert EV:
issuer=C=US, O=DigiCert Inc, OU=www.digicert.com, CN=DigiCert EV RSA CA G2
 
# Also check the subject to verify domain:
$ ... | openssl x509 -noout -subject
subject=CN=yourdomain.com

Rate Limits to Know

Let's Encrypt enforces rate limits that can catch you off guard during development or high-volume setups:

  • 50 certificates per registered domain per week — for high-volume issuance (SaaS platforms), use their ACMEv2 API with a rate limit exemption
  • 5 duplicate certificates per week — re-issuing the same domain+SANs set more than 5 times in 7 days fails
  • 5 failed validation attempts per hour per account, hostname, or IP — misconfigured ACME challenges can temporarily lock you out
  • Use staging environment for testing: certbot --staging — no rate limits, but not browser-trusted

Using Let's Encrypt on Windows

Windows Server IIS

Certbot has an official Windows installer. Alternatively, win-acme (formerly letsencrypt-win-simple) is a Windows-native tool with full IIS integration and auto-renewal via Windows Task Scheduler.

Option A: Certbot for Windows

:: Download the Certbot Windows installer from https://certbot.eff.org :: Run installer, then from an elevated Command Prompt: :: Use standalone mode (stop IIS first, then restart after): net stop W3SVC certbot certonly --standalone -d yourdomain.com -d www.yourdomain.com net start W3SVC :: Certificates are saved to: C:\Certbot\live\yourdomain.com\ :: fullchain.pem = cert + chain :: privkey.pem = private key

Option B: win-acme (Native Windows / IIS Integration)

win-acme is the recommended tool for Let's Encrypt on Windows — it integrates directly with IIS and sets up automatic renewal via Task Scheduler:

:: Download win-acme from https://www.win-acme.com :: Extract and run: wacs.exe :: Interactive mode — follow the prompts: :: 1. Choose "Create certificate (default settings)" :: 2. Choose "IIS" as the target :: 3. Select your site from the list :: 4. win-acme handles DNS validation, cert issuance, IIS binding, and renewal :: For unattended/scripted renewal: wacs.exe --renew --baseuri "https://acme-v02.api.letsencrypt.org/"
win-acme auto-renewal: win-acme creates a Windows Scheduled Task named "win-acme renewal" that runs twice daily and renews any certificate within 55 days of expiry — no cron job needed.

Using Let's Encrypt on macOS

macOS Homebrew
# Install Certbot brew install certbot # Issue certificate (standalone — temporarily uses port 80): sudo certbot certonly --standalone \ -d yourdomain.com \ -d www.yourdomain.com # Or with Homebrew Apache (using webroot): sudo certbot certonly --webroot \ -w /opt/homebrew/var/www \ -d yourdomain.com \ -d www.yourdomain.com # Certificates are at: # /etc/letsencrypt/live/yourdomain.com/fullchain.pem # /etc/letsencrypt/live/yourdomain.com/privkey.pem # Renew all due certificates sudo certbot renew # Reload Homebrew Apache/Nginx after renewal sudo certbot renew --post-hook "brew services restart httpd"

For automated renewal, add a launchd job or use the Certbot timer installed by Homebrew:

# Homebrew creates a launchd job automatically — verify it's loaded: sudo launchctl list | grep certbot # Or use a cron job — add to /etc/crontab: 0 0,12 * * * root /opt/homebrew/bin/certbot renew --quiet --post-hook "brew services restart httpd"

Check your current certificate details

See which CA issued your certificate, when it expires, and whether it's configured correctly.